· The new HARP mortgage program specifically has no loan-to-value restriction so that homeowners in Florida, California, Arizona and Nevada can take advantage of.
Home Mortgage Rates in Nevada.. If you live in a high-cost area of the country, you’d typically need a larger down payment with an adjustable-rate mortgage, and this is also pushing people toward fixed-rate mortgages.. This law change came as a huge relief.
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Most relief offered under the national mortgage settlement was provided in states with much higher average home prices, Simon said. For example, about 30 percent of the principal reduction was in California, where average home values are among the highest in the country, he said. "Obviously, that pushed up the national average."
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